Houses for all - PMAY Urban

The Pradhan Mantri Awas Yojana (PMAY) aims at providing affordable housing to all in urban cities and rural areas. Initiated for the urban poor in 2015, the target date was 2022. The initial focus is 500 Class I cities as per willingness of States/UTs, in three phases to cover 100, 200 and thereafter all remaining Cities. 

https://vikaspedia.in/social-welfare/urban-poverty-alleviation-1/schemes-urban-poverty-alleviation/pradhan-mantri-awas-yojana-housing-for-all-urban

 The scheme is in public/private partnership and undertaken jointly with State Govts. Eligibility criteria is income, age etc. and covers economically and socially weaker sections. There is central assistance per house besides interest subsidy as also technical support. It also envisages slum rehabilitation. This scheme converges with other schemes to ensure houses have a toilet, Saubhagya Yojana electricity connection, Ujjwala Yojana LPG gas connection, access to drinking water and Jan Dhan banking facilities, etc.

Houses constructed under the mission would be allotted in the name of the female head of the household or in the joint name of the male head of the household and his wife. Funds are credited directly to beneficiary's account, thus eliminating middlemen and based on actual progress of construction.

The task was initially estimated at 2 crore houses but based on survey of States by integrating Aadhar number, Jan Dhan Yojana account numbers or other identification, the demand for about 1.12 cr. (11.2mn) houses was validated.

Under PMAY-U, 41 lakh (4.1 mn) houses have been completed so far while construction is in various stages in more than 70 lakh (7mn) houses.

 https://www.newindianexpress.com/nation/2021/jan/21/centre-approves-construction-of-over-168-lakh-houses-under-pmay-urban-2253182.html

PMAY (Gramin) in rural areas will come in a separate post.

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